Course Summary
Credit Type:
Organization's ID:
S1 - 118472631, S2 - 118472642
4 weeks (120 hours)
Dates Offered:
Credit Recommendation & Competencies
Level Credits (SH) Subject
Lower-Division Baccalaureate 3 personal finance


The course objective is to discover and practice financial math concepts that apply to everyday life; calculate taxes, create a budget, identify types of taxes, and how to fill out a tax form; cover financial institutions, interest rates, credit, debt, and credit cards; explore different types of insurance and loans; plan for retirement and looking ahead as part of their financial plans.

Learning Outcomes:

  • Describe the origins of money and its role in the economy
  • Explore career opportunities in finance and financial planning
  • Identify job duties, skills, and abilities required for careers in finance and financial planning
  • Name sources of tax revenue and how monies are redistributed
  • Explain the regulatory roles of the U.S. Treasury and the Federal Reserve in establishing monetary policy
  • Distinguish between wealth and net worth, comparing and contrasting the two
  • Determine the individual’s responsibility in accurately reporting income
  • Determine the purpose of and the need for a budget, identifying factors that influence budgeting
  • Examine factors that influence consumer spending, demonstrating financially beneficial shopping strategies
  • Identify the components of paychecks
  • Use a goal-setting strategy to create personal financial goal
  • Discover the benefits of having a checking and savings account
  • Distinguish the difference between a debit and credit card
  • Point out how to have a good credit score and to protect it
  • Differentiate the different online banking tools available
  • Compare and contrast different kinds of cars, costs, and how to pay for them
  • Synthesize the variety of housing options available and the different options available to pay for a house
  • Identify home and auto insurance and the different types available
  • Identify the different ways to pay for college and the different kinds of student loans that are available
  • Identify what medical and dental insurance are and why they are important to have.
  • Explain how health insurance works and evaluate different health insurance options and plans
  • Define life and disability insurance and why they are important to have
  • Discover what investing is and the different types of investments
  • Understand the importance to start saving now for retirement and strategies to do so

General Topics:

  • Math behind purchases
  • Taxes
  • Budgeting
  • Banking
  • Understanding credit
  • Online bank tools
  • Vehicles
  • Housing
  • Auto and house insurance
  • Student loans
  • Medical and dental insurance
  • Life and disability insurance
  • Understanding investments
  • Retirement
Instruction & Assessment

Instructional Strategies:

  • Audio Visual Materials
  • Case Studies
  • Classroom Exercise
  • Computer Based Training
  • Discussion
  • Learner Presentations
  • Lectures
  • Practical Exercises

Methods of Assessment:

  • Case Studies
  • Examinations
  • Performance Rubrics (Checklists)
  • Presentations
  • Quizzes
  • Written Papers

Minimum Passing Score:

Supplemental Materials

Other offerings from Graduation Alliance