Course Summary
Credit Type:
ACE Course Number:
Organization Course Number:
CPCU 556
10 weeks (40 -- 60 hours)
Dates Offered:
Credit Recommendation & Competencies
Level Credits (SH) Subject
Lower-Division Baccalaureate 3 Financial Planning


The course objective is to enable students to understand the fundamentals of personal financial planning and basic investing and to apply the appropriate planning tools needed in order to maximize wealth and minimize taxes.

Learning Outcomes:

  • Illustrate the features and tax implications of various types of investments
  • Describe the role of government programs in personal financial planning
  • Distinguish various approaches to investments in equities, mutual funds, IRAs, annuities, fixed income investments, and qualified retirement plans
  • Identify and classify the various sources of retirement income
  • Examine the role of federal taxation in estate planning
  • Explain the personal financial planning process
  • Identify the major classifications of personal financial planning objectives and how risk tolerance relates to selection of investments
  • Analyze the importance of health, disability, and long-term care insurance in personal financial planning
  • Assess the proper allocation of assets in order to meet investment objectives
  • Explain the valuation of property in the estate planning process

General Course Topics:

  • Introduction to personal financial planning
  • Life insurance
  • Annuities
  • Disability and health insurance planning
  • Post-secondary education funding
  • Retirement planning
  • Retirement funding
  • Estate planning
  • Investment basics
  • Income tax planning
Instruction & Assessment

Instructional Strategies:

  • Case Studies
  • Practical Exercises

Methods of Assessment:

  • Examinations

Minimum Passing Score:

Supplemental Materials