Course

Course Summary
Credit Type:
Course
ACE ID:
ABAN-0061
Location:
Classroom-based
Length:
16 weeks (45 hours)
Dates Offered:
Credit Recommendation & Competencies
Level Credits (SH) Subject
Upper-Division Baccalaureate 3 Consumer Lending or Banking
Description

Objective:

The course objective is to provide essential information about the regulations governing credit practices and reviews loan processing, cross-selling, and collections.

Learning Outcomes:

  • Describe various loan products
  • Apply credit math and loan pricing principles
  • Identify opportunities for cross-selling bank products
  • Identify components of the consumer installment credit market
  • Trace the lending process
  • Recognize variables that affect loan structure

General Topics:

  • Consumer lending market
  • Direct and indirect lending
  • Open-end and revolving credit products
  • Consumer lending policy
  • Generating loan applications
  • Credit evaluation
  • Pricing
  • Loan structuring
  • Documentation and closing
  • Collection and recovery
Instruction & Assessment

Instructional Strategies:

  • Computer Based Training
  • Discussion
  • Practical Exercises

Methods of Assessment:

  • Examinations
  • Quizzes

Minimum Passing Score:

70%
Supplemental Materials