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Who Borrows Private Loans?

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Who Borrows Private Loans?

August 01, 2007

​This issue brief answers the following key questions about private student loan borrowers:

  • What types of academic programs and institutions do private student loan borrowers
    attend?
  • What is the demographic profile of undergraduate private student loan borrowers and
    how do these students differ from those who don’t use these loans?
  • What other types of financial aid—especially federal student loans—do private
    borrowers receive?
  • What share of students forgo federal student loans and rely exclusively on private loans?
  • What factors might help explain this behavior?

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